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HomeBuying

Real Estate Investing

Lisa Shirriff and Andrew Wells

INVESTING INReal Estate

Why invest in real estate? This is a great question and one that deserves serious consideration.
Real Estate as an investment vehicle offers unique advantages over other types of investments. For starters, Real Estate tends to appreciate over long periods of time due to a scarcity of land and/or product. Southern Ontario offers a dynamic economic environment that has consistently witnessed strong growth for over 25 years. With over 100,000+ persons moving to the GTA each year, there will continue to be strong demand for products on a forward-looking basis.
Lisa Shirriff and Andrew Wells
Kitchen in an investment property.
The land is finite. Despite Canada being a large country, Toronto and the surrounding Greater Toronto Area will continue to see a push towards higher densification due to land use restrictions and zoning considerations. The Toronto real estate market has a finite number of single-family home options, while at the same time the population of persons looking to live here will continue to grow. This has led to upward pressure on home prices due to a scarcity of products and an abidance of demand. While real estate markets will cycle due to elements like bank lending rates and economic considerations, in the long run, Toronto and the surrounding GTA will continue to see prices increase in the long run as more people arrive who require shelter and eventually want to buy into the Canadian experience of being a homeowner.
Bedroom in investment unit in Toronto, Ontario.

Real Estate offers some additional incentives that place it above other types of investment options. A property can be used as both a residence and an investment (and while you can live in your home, you can’t live in your GICs or ETFs). From a tax perspective, your primary residence is one of the few assets you can sell without incurring any losses due to Capital Gain (there is no income tax on the sale of your Primary residence). In addition to living in your property, you can improve it, expand it, and potentially monetize it by renting it out. Real Estate offers a number of options for deciding how to best maximize your investment.

Bedroom in investment unit in Toronto, Ontario.

Let's chat about your investment opportunities

We offer individual consultations geared toward your specific requirements for sourcing a property. These include helping you to assess the market value of a given property; examining both its Compound Annual Growth Rate (CAGR) and your Invested Rate of Return (IRR), and then determining the Cap Rate and Cash Flow of the property. Book your appointment today and we look forward to connecting with you.